Side-by-side · Q2 2026 data
Kennaford Federal Credit Union vs First Peoples Community Federal Credit Union
Credit union
Kennaford Federal Credit Union
Bedford, Pennsylvania · Under $100 million in assets
Credit union
First Peoples Community Federal Credit Union
Cumberland, Maryland · $100 million – $1 billion
Metric by metric
| Measure | Kennaford Federal Credit Union | First Peoples Community Federal Credit Union |
|---|---|---|
| TellerScore | 60 | 80 (stronger) |
| Capital cushion | 100 (stronger) | 86 |
| Loan quality | 25 | 82 (stronger) |
| Earnings | 3 | 65 (stronger) |
| Funding & liquidity | 93 (stronger) | 74 |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 22nd | 78th |
| Total assets | $3.8M | $666.1M |
| Deposits / shares | $2.5M | $560.0M |
| Capital ratio | 32.79% (stronger) | 13.61% |
| Problem loans | 2.25% | 0.53% (stronger) |
| Net charge-offs | 0.24% | 0.15% (stronger) |
| Return on assets | -0.42% | 1.14% (stronger) |
| Loans ÷ deposits | 67.2% (stronger) | 86.1% |
| Uninsured deposits | 0.0% (stronger) | 5.2% |
| Offices | 1 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.8% |
First Peoples Community Federal Credit Union has the higher TellerScore (80 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Kennaford Federal Credit Union leads on 3 and First Peoples Community Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.