Side-by-side · Q2 2026 data
Kennaford Federal Credit Union vs Healthcare First Credit Union
Credit union
Kennaford Federal Credit Union
Bedford, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Kennaford Federal Credit Union | Healthcare First Credit Union |
|---|---|---|
| TellerScore | 60 | 76 (stronger) |
| Capital cushion | 100 (stronger) | 85 |
| Loan quality | 25 | 58 (stronger) |
| Earnings | 3 | 58 (stronger) |
| Funding & liquidity | 93 | 100 (stronger) |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 22nd | 68th |
| Total assets | $3.8M | $100.6M |
| Deposits / shares | $2.5M | $85.7M |
| Capital ratio | 32.79% (stronger) | 13.49% |
| Problem loans | 2.25% | 1.27% (stronger) |
| Net charge-offs | 0.24% (stronger) | 0.45% |
| Return on assets | -0.42% | 0.94% (stronger) |
| Loans ÷ deposits | 67.2% | 31.6% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 1.7% |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Healthcare First Credit Union has the higher TellerScore (76 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Kennaford Federal Credit Union leads on 3 and Healthcare First Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.