Side-by-side · Q2 2026 data
Kennebec Savings Bank vs Maine State Credit Union
Metric by metric
| Measure | Kennebec Savings Bank | Maine State Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 59 |
| Capital cushion | 90 (stronger) | 48 |
| Loan quality | 85 (stronger) | 74 |
| Earnings | 75 (stronger) | 31 |
| Funding & liquidity | 43 | 73 (stronger) |
| Problem-loan coverage | 94 (stronger) | 88 |
| Peer percentile | 88th | 19th |
| Total assets | $1.9B | $805.9M |
| Deposits / shares | $1.4B | $696.5M |
| Capital ratio | 13.96% (stronger) | 9.78% |
| Problem loans | 0.46% (stronger) | 0.79% |
| Net charge-offs | -0.00% (stronger) | 0.47% |
| Return on assets | 1.37% (stronger) | 0.26% |
| Loans ÷ deposits | 110.8% | 87.6% (stronger) |
| Uninsured deposits | 21.9% | 12.3% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.9% |
Kennebec Savings Bank has the higher TellerScore (79 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Kennebec Savings Bank leads on 5 and Maine State Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.