Side-by-side · Q2 2026 data
Kennebunk Savings Bank vs Bath Savings Institution
Metric by metric
| Measure | Kennebunk Savings Bank | Bath Savings Institution |
|---|---|---|
| TellerScore | 69 | 82 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 97 | 98 (stronger) |
| Earnings | 55 (stronger) | 50 |
| Funding & liquidity | 49 | 49 |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 53rd | 93rd |
| Total assets | $2.2B | $1.5B |
| Deposits / shares | $1.7B | $1.2B |
| Capital ratio | 10.56% | 15.76% (stronger) |
| Problem loans | 0.10% | 0.05% (stronger) |
| Net charge-offs | 0.01% | -0.03% (stronger) |
| Return on assets | 0.88% (stronger) | 0.74% |
| Loans ÷ deposits | 106.0% | 75.4% (stronger) |
| Uninsured deposits | 19.8% (stronger) | 47.4% |
| Offices | 17 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.1% | 15.8% |
Bath Savings Institution has the higher TellerScore (82 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Kennebunk Savings Bank leads on 2 and Bath Savings Institution on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.