Side-by-side · Q2 2026 data
Kennebunk Savings Bank vs Saco & Biddeford Savings Institution
Metric by metric
| Measure | Kennebunk Savings Bank | Saco & Biddeford Savings Institution |
|---|---|---|
| TellerScore | 69 (stronger) | 61 |
| Capital cushion | 56 (stronger) | 50 |
| Loan quality | 97 (stronger) | 95 |
| Earnings | 55 (stronger) | 30 |
| Funding & liquidity | 49 (stronger) | 41 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 53rd | 24th |
| Total assets | $2.2B | $1.5B |
| Deposits / shares | $1.7B | $1.0B |
| Capital ratio | 10.56% (stronger) | 10.02% |
| Problem loans | 0.10% (stronger) | 0.14% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 0.88% (stronger) | 0.24% |
| Loans ÷ deposits | 106.0% (stronger) | 118.7% |
| Uninsured deposits | 19.8% (stronger) | 23.6% |
| Offices | 17 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 27.1% | 8.6% |
Kennebunk Savings Bank has the higher TellerScore (69 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Kennebunk Savings Bank leads on 6 and Saco & Biddeford Savings Institution on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.