Side-by-side · Q2 2026 data
Kennedy VA Employees Federal Credit Union vs Hiwassee River Credit Union
Credit union
Kennedy VA Employees Federal Credit Union
Memphis, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Kennedy VA Employees Federal Credit Union | Hiwassee River Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 74 |
| Capital cushion | 100 (stronger) | 59 |
| Loan quality | 83 | 95 (stronger) |
| Earnings | 47 (stronger) | 36 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 77th | 49th |
| Total assets | $24.4M | $27.5M |
| Deposits / shares | $20.3M | $24.4M |
| Capital ratio | 16.31% (stronger) | 10.94% |
| Problem loans | 0.52% | 0.15% (stronger) |
| Net charge-offs | -0.08% (stronger) | 0.23% |
| Return on assets | 0.67% (stronger) | 0.40% |
| Loans ÷ deposits | 36.9% (stronger) | 47.1% |
| Uninsured deposits | 3.4% (stronger) | 4.6% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kennedy VA Employees Federal Credit Union has the higher TellerScore (85 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Kennedy VA Employees Federal Credit Union leads on 6 and Hiwassee River Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.