Side-by-side · Q2 2026 data
Kentland Bank vs Industrial Federal Credit Union
Metric by metric
| Measure | Kentland Bank | Industrial Federal Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 71 |
| Capital cushion | 75 (stronger) | 42 |
| Loan quality | 81 | 86 (stronger) |
| Earnings | 81 (stronger) | 76 |
| Funding & liquidity | 59 | 82 (stronger) |
| Problem-loan coverage | 75 | 93 (stronger) |
| Peer percentile | 61st | 54th |
| Total assets | $419.4M | $356.1M |
| Deposits / shares | $321.9M | $320.0M |
| Capital ratio | 12.54% (stronger) | 9.22% |
| Problem loans | 0.56% | 0.41% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.42% |
| Return on assets | 1.53% (stronger) | 1.40% |
| Loans ÷ deposits | 87.9% | 78.0% (stronger) |
| Uninsured deposits | 27.3% | 2.9% (stronger) |
| Offices | 5 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.3% |
Kentland Bank has the higher TellerScore (75 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Kentland Bank leads on 4 and Industrial Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.