Side-by-side · Q2 2026 data
Kentland Bank vs Peoples Community Bank SB of Monticello, Indiana
Bank
Peoples Community Bank SB of Monticello, Indiana
Monticello, Indiana · Under $100 million in assets
Metric by metric
| Measure | Kentland Bank | Peoples Community Bank SB of Monticello, Indiana |
|---|---|---|
| TellerScore | 75 (stronger) | 57 |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 81 (stronger) | 5 |
| Earnings | 81 (stronger) | 51 |
| Funding & liquidity | 59 (stronger) | 50 |
| Problem-loan coverage | 75 | 84 (stronger) |
| Peer percentile | 61st | 16th |
| Total assets | $419.4M | $42.7M |
| Deposits / shares | $321.9M | $19.5M |
| Capital ratio | 12.54% | 32.00% (stronger) |
| Problem loans | 0.56% (stronger) | 2.84% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.53% (stronger) | 0.77% |
| Loans ÷ deposits | 87.9% (stronger) | 204.0% |
| Uninsured deposits | 27.3% | 0.3% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kentland Bank has the higher TellerScore (75 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Kentland Bank leads on 4 and Peoples Community Bank SB of Monticello, Indiana on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.