Side-by-side · Q2 2026 data
Kerndt Brothers Savings Bank vs Maynard Savings Bank
Metric by metric
| Measure | Kerndt Brothers Savings Bank | Maynard Savings Bank |
|---|---|---|
| TellerScore | 79 | 83 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 78 (stronger) | 67 |
| Earnings | 100 (stronger) | 67 |
| Funding & liquidity | 86 | 95 (stronger) |
| Problem-loan coverage | 93 (stronger) | 88 |
| Peer percentile | 75th | 84th |
| Total assets | $347.2M | $108.4M |
| Deposits / shares | $282.8M | $88.2M |
| Capital ratio | 10.88% | 15.08% (stronger) |
| Problem loans | 0.65% (stronger) | 1.00% |
| Net charge-offs | 0.00% | -0.05% (stronger) |
| Return on assets | 2.48% (stronger) | 1.17% |
| Loans ÷ deposits | 71.5% | 53.7% (stronger) |
| Uninsured deposits | 17.3% (stronger) | 19.4% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.4% | — |
Maynard Savings Bank has the higher TellerScore (83 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Kerndt Brothers Savings Bank leads on 3 and Maynard Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.