Side-by-side · Q2 2026 data
Keypoint Credit Union vs Frontwave Credit Union
Metric by metric
| Measure | Keypoint Credit Union | Frontwave Credit Union |
|---|---|---|
| TellerScore | 59 | 62 (stronger) |
| Capital cushion | 41 | 41 |
| Loan quality | 88 (stronger) | 73 |
| Earnings | 32 | 55 (stronger) |
| Funding & liquidity | 62 | 75 (stronger) |
| Problem-loan coverage | 93 (stronger) | 88 |
| Peer percentile | 22nd | 30th |
| Total assets | $1.7B | $1.7B |
| Deposits / shares | $1.3B | $1.4B |
| Capital ratio | 9.06% | 9.13% (stronger) |
| Problem loans | 0.36% (stronger) | 0.81% |
| Net charge-offs | 0.55% | 0.47% (stronger) |
| Return on assets | 0.29% | 0.88% (stronger) |
| Loans ÷ deposits | 98.4% | 85.5% (stronger) |
| Uninsured deposits | 13.8% | 9.8% (stronger) |
| Offices | 6 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.4% | — |
Frontwave Credit Union has the higher TellerScore (62 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Keypoint Credit Union leads on 1 and Frontwave Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.