Side-by-side · Q2 2026 data
KeySavings Bank vs Valley Communities Credit Union
Metric by metric
| Measure | KeySavings Bank | Valley Communities Credit Union |
|---|---|---|
| TellerScore | 68 | 83 (stronger) |
| Capital cushion | 44 | 80 (stronger) |
| Loan quality | 98 (stronger) | 91 |
| Earnings | 42 | 56 (stronger) |
| Funding & liquidity | 81 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 37th | 83rd |
| Total assets | $129.5M | $306.9M |
| Deposits / shares | $99.7M | $264.2M |
| Capital ratio | 9.38% | 12.97% (stronger) |
| Problem loans | 0.07% (stronger) | 0.28% |
| Net charge-offs | 0.22% | 0.06% (stronger) |
| Return on assets | 0.55% | 0.91% (stronger) |
| Loans ÷ deposits | 78.8% | 59.2% (stronger) |
| Uninsured deposits | 13.9% | 6.0% (stronger) |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 20.4% |
Valley Communities Credit Union has the higher TellerScore (83 vs 68). On the 7 directional measures above (where higher or lower is clearly better), KeySavings Bank leads on 1 and Valley Communities Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Nekoosa, WI
- Wisconsin Rapids, WI