Side-by-side · Q2 2026 data
Knoxville Firefighters Federal Credit Union vs U. T. Federal Credit Union
Credit union
Knoxville Firefighters Federal Credit Union
Knoxville, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Knoxville Firefighters Federal Credit Union | U. T. Federal Credit Union |
|---|---|---|
| TellerScore | 98 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 47 |
| Loan quality | 97 (stronger) | 94 |
| Earnings | 96 (stronger) | 38 |
| Funding & liquidity | 95 (stronger) | 65 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 98th | 34th |
| Total assets | $36.6M | $553.9M |
| Deposits / shares | $29.1M | $486.5M |
| Capital ratio | 20.21% (stronger) | 9.68% |
| Problem loans | 0.08% (stronger) | 0.19% |
| Net charge-offs | 0.24% (stronger) | 0.28% |
| Return on assets | 1.90% (stronger) | 0.45% |
| Loans ÷ deposits | 64.9% (stronger) | 95.2% |
| Uninsured deposits | 4.3% (stronger) | 8.3% |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 19.1% |
Knoxville Firefighters Federal Credit Union has the higher TellerScore (98 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Knoxville Firefighters Federal Credit Union leads on 7 and U. T. Federal Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.