TellerScore

Knoxville Firefighters Federal Credit Union (NCUA charter #9873) is based in Knoxville, Tennessee. Its Q2 2026 call report shows $36.6M in total assets and $29.1M in member shares and deposits and 2 offices.

Knoxville Firefighters Federal Credit Union has a TellerScore of 98 out of 100 (very strong) based on Q2 2026 data — higher than 98% of its 2,479 credit unions with under $100 million in assets. Among 125 credit unions headquartered in Tennessee, it ranks 2nd. Its five components are fairly even, ranging from 95 to 100 out of 100.

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 20.21%
Loan quality97/100
Loans 60+ days delinquent ÷ total loans: 0.08%
Earnings96/100
Return on assets (annualized): 1.90%
Funding & liquidity95/100
Loans ÷ shares: 64.9% · 4.3% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.19%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 2 points (96 → 98), mostly because the funding & liquidity component improved by 7 points.

TellerScore
949698Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202496
Q3 202495
Q4 202497
Q1 202595
Q2 202596
Q3 202594
Q4 202597
Q1 202694
Q2 202698
Net worth ratio
7.00%13.61%20.21%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202416.53%
Q3 202416.89%
Q4 202417.89%
Q1 202518.34%
Q2 202518.84%
Q3 202518.99%
Q4 202519.36%
Q1 202619.71%
Q2 202620.21%
Delinquent loans (60+ days)
0.00%0.25%0.50%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.11%
Q4 20240.01%
Q1 20250.00%
Q2 20250.05%
Q3 20250.35%
Q4 20250.11%
Q1 20260.50%
Q2 20260.08%
Return on assets
1.60%1.77%1.94%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.74%
Q3 20241.71%
Q4 20241.92%
Q1 20251.60%
Q2 20251.78%
Q3 20251.80%
Q4 20251.94%
Q1 20261.89%
Q2 20261.90%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202698$36.6M20.21%0.08%1.90%64.9%
Q1 202694$36.7M19.71%0.50%1.89%66.1%
Q4 202597$36.4M19.36%0.11%1.94%69.4%
Q3 202594$36.0M18.99%0.35%1.80%70.2%
Q2 202596$35.4M18.84%0.05%1.78%72.7%
Q1 202595$35.4M18.34%0.00%1.60%74.2%
Q4 202497$35.5M17.89%0.01%1.92%75.7%
Q3 202495$36.4M16.89%0.11%1.71%72.5%
Q2 202496$36.3M16.53%0.00%1.74%72.9%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.21%
78th
Problem loans0.08%
82nd
Net charge-offs0.24%
43rd
Return on assets1.90%
93rd
Loans to deposits64.9%
41st
Uninsured deposits4.3%
26th
Loan-loss reserves0.00%
37th
Texas ratio0.2%
82nd

Similar-size credit unions in Tennessee

InstitutionScoreAssetsCapitalProblem loansCompare
Happy Valley Credit UnionCredit union Elizabethton, TN86 out of 100, Very strong$36.9M18.3%0.82%vs
Outreach Federal Credit UnionCredit union Hermitage, TN70 out of 100, Strong$35.3M11.0%0.50%vs
St. Thomas Credit UnionCredit union Nashville, TN59 out of 100, Moderate$38.3M12.3%1.86%vs
Koin Credit UnionCredit union Brentwood, TN64 out of 100, Moderate$34.9M9.2%0.66%vs
Knox County Teachers Federal Credit UnionCredit union Knoxville, TN93 out of 100, Very strong$34.4M15.5%0.01%vs
Knoxville Law Enforcement Federal Credit UnionCredit union Knoxville, TN84 out of 100, Strong$39.1M13.8%0.50%vs

Deposit insurance

Is my money safe at Knoxville Firefighters Federal Credit Union?

Yes. Knoxville Firefighters Federal Credit Union is a federally insured credit union (NCUA charter #9873). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.3% of shares and deposits ($1.2M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 20.21%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Knoxville Firefighters Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Knoxville Firefighters Federal Credit Union
Type
Federal credit union
NCUA charter #
9873
RSSD ID
94782
Primary regulator
NCUA
Established
1954
Headquarters
P.O.Box 12209, Knoxville, TN 37912
Employees
7

Quick answers

Knoxville Firefighters Federal Credit Union: common questions

Is Knoxville Firefighters Federal Credit Union NCUA insured?

Yes. Knoxville Firefighters Federal Credit Union is a federally insured credit union (NCUA charter #9873). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Knoxville Firefighters Federal Credit Union's TellerScore?

98 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Knoxville Firefighters Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Knoxville

InstitutionScoreAssetsCapitalProblem loansCompare
Sevier County Schools Federal Credit UnionCredit union Sevierville, TN99 out of 100, Very strong$13.9M21.8%0.09%vs
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
Knox Co. Employees Credit UnionCredit union Knoxville, TN96 out of 100, Very strong$12.5M18.8%0.04%vs
New South Credit UnionCredit union Knoxville, TN96 out of 100, Very strong$90.3M14.9%0.11%vs
Alcoa Municipal Employees Federal Credit UnionCredit union Alcoa, TN94 out of 100, Very strong$4.5M18.9%0.00%vs
Knox County Teachers Federal Credit UnionCredit union Knoxville, TN93 out of 100, Very strong$34.4M15.5%0.01%vs