Side-by-side · Q2 2026 data
Knoxville Teachers Federal Credit Union vs Bowater Employees Credit Union
Credit union
Knoxville Teachers Federal Credit Union
Knoxville, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | Knoxville Teachers Federal Credit Union | Bowater Employees Credit Union |
|---|---|---|
| TellerScore | 66 | 75 (stronger) |
| Capital cushion | 56 | 58 (stronger) |
| Loan quality | 81 (stronger) | 75 |
| Earnings | 44 | 90 (stronger) |
| Funding & liquidity | 73 | 79 (stronger) |
| Problem-loan coverage | 92 (stronger) | 89 |
| Peer percentile | 37th | 66th |
| Total assets | $259.3M | $302.6M |
| Deposits / shares | $230.6M | $267.9M |
| Capital ratio | 10.61% | 10.77% (stronger) |
| Problem loans | 0.56% (stronger) | 0.74% |
| Net charge-offs | 0.03% (stronger) | 0.49% |
| Return on assets | 0.60% | 1.74% (stronger) |
| Loans ÷ deposits | 87.6% | 81.2% (stronger) |
| Uninsured deposits | 7.6% | 6.9% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.5% | 23.3% |
Bowater Employees Credit Union has the higher TellerScore (75 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Knoxville Teachers Federal Credit Union leads on 2 and Bowater Employees Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.