Side-by-side · Q2 2026 data
Kone Employees Credit Union vs Ascentra Credit Union
Metric by metric
| Measure | Kone Employees Credit Union | Ascentra Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 52 |
| Loan quality | 82 (stronger) | 75 |
| Earnings | 97 (stronger) | 41 |
| Funding & liquidity | 96 (stronger) | 78 |
| Problem-loan coverage | 97 (stronger) | 89 |
| Peer percentile | 95th | 29th |
| Total assets | $20.7M | $596.0M |
| Deposits / shares | $17.1M | $511.6M |
| Capital ratio | 17.47% (stronger) | 10.16% |
| Problem loans | 0.55% (stronger) | 0.76% |
| Net charge-offs | 0.39% (stronger) | 0.48% |
| Return on assets | 1.93% (stronger) | 0.53% |
| Loans ÷ deposits | 63.8% (stronger) | 81.8% |
| Uninsured deposits | 3.4% (stronger) | 3.5% |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.5% |
Kone Employees Credit Union has the higher TellerScore (94 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Kone Employees Credit Union leads on 7 and Ascentra Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.