Side-by-side · Q2 2026 data
Kone Employees Credit Union vs Service Plus Credit Union
Metric by metric
| Measure | Kone Employees Credit Union | Service Plus Credit Union |
|---|---|---|
| TellerScore | 94 (stronger) | 81 |
| Capital cushion | 100 (stronger) | 73 |
| Loan quality | 82 | 85 (stronger) |
| Earnings | 97 (stronger) | 65 |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 95th | 68th |
| Total assets | $20.7M | $34.7M |
| Deposits / shares | $17.1M | $30.4M |
| Capital ratio | 17.47% (stronger) | 12.29% |
| Problem loans | 0.55% | 0.46% (stronger) |
| Net charge-offs | 0.39% (stronger) | 0.55% |
| Return on assets | 1.93% (stronger) | 1.12% |
| Loans ÷ deposits | 63.8% | 59.5% (stronger) |
| Uninsured deposits | 3.4% | 2.8% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kone Employees Credit Union has the higher TellerScore (94 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Kone Employees Credit Union leads on 4 and Service Plus Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.