Side-by-side · Q2 2026 data
Kraftman Federal Credit Union vs Ascension Credit Union
Metric by metric
| Measure | Kraftman Federal Credit Union | Ascension Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 68 |
| Capital cushion | 96 (stronger) | 62 |
| Loan quality | 68 | 88 (stronger) |
| Earnings | 36 (stronger) | 35 |
| Funding & liquidity | 100 (stronger) | 73 |
| Problem-loan coverage | 96 (stronger) | 91 |
| Peer percentile | 74th | 45th |
| Total assets | $141.8M | $108.1M |
| Deposits / shares | $125.7M | $95.3M |
| Capital ratio | 14.60% (stronger) | 11.23% |
| Problem loans | 0.97% | 0.35% (stronger) |
| Net charge-offs | 0.12% (stronger) | 0.24% |
| Return on assets | 0.41% (stronger) | 0.37% |
| Loans ÷ deposits | 37.6% (stronger) | 87.6% |
| Uninsured deposits | 7.4% | 1.8% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kraftman Federal Credit Union has the higher TellerScore (78 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Kraftman Federal Credit Union leads on 5 and Ascension Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.