TellerScore

Ascension Credit Union (NCUA charter #62018) is based in Gonzales, Louisiana. Its Q2 2026 call report shows $108.1M in total assets and $95.3M in member shares and deposits and 4 offices.

Ascension Credit Union has a TellerScore of 68 out of 100 (moderate) based on Q2 2026 data — higher than only 45% of its 1,341 credit unions with $100 million – $1 billion. Among 136 credit unions headquartered in Louisiana, it ranks 75th. Problem-loan coverage contributes the most (91/100, 4.5%); earnings contributes the least (35/100, 0.37%).

TellerScore · Q2 2026

Scorecard

Capital cushion62/100
Net worth ratio: 11.23%
Loan quality88/100
Loans 60+ days delinquent ÷ total loans: 0.35%
Earnings35/100
Return on assets (annualized): 0.37%
Funding & liquidity73/100
Loans ÷ shares: 87.6% · 1.8% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.54%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (70 → 68), mostly because the loan quality component weakened by 11 points.

TellerScore
646770Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202464
Q3 202468
Q4 202468
Q1 202569
Q2 202570
Q3 202569
Q4 202569
Q1 202668
Q2 202668
Net worth ratio
7.00%9.22%11.44%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.97%
Q3 202411.23%
Q4 202411.44%
Q1 202510.79%
Q2 202511.14%
Q3 202511.02%
Q4 202511.01%
Q1 202611.04%
Q2 202611.23%
Delinquent loans (60+ days)
0.02%0.39%0.77%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.77%
Q3 20240.37%
Q4 20240.35%
Q1 20250.02%
Q2 20250.02%
Q3 20250.04%
Q4 20250.07%
Q1 20260.17%
Q2 20260.35%
Return on assets
0.26%0.34%0.42%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.42%
Q3 20240.41%
Q4 20240.37%
Q1 20250.26%
Q2 20250.30%
Q3 20250.32%
Q4 20250.33%
Q1 20260.35%
Q2 20260.37%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202668$108.1M11.23%0.35%0.37%87.6%
Q1 202668$109.0M11.04%0.17%0.35%87.0%
Q4 202569$108.5M11.01%0.07%0.33%90.7%
Q3 202569$107.4M11.02%0.04%0.32%89.9%
Q2 202570$105.4M11.14%0.02%0.30%86.0%
Q1 202569$107.9M10.79%0.02%0.26%82.7%
Q4 202468$101.2M11.44%0.35%0.37%90.4%
Q3 202468$102.6M11.23%0.37%0.41%87.2%
Q2 202464$104.2M10.97%0.77%0.42%84.1%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.23%
47th
Problem loans0.35%
78th
Net charge-offs0.24%
65th
Return on assets0.37%
22nd
Loans to deposits87.6%
22nd
Uninsured deposits1.8%
91st
Loan-loss reserves0.00%
50th
Texas ratio4.5%
45th

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Department of Corrections Credit UnionCredit union Baton Rouge, LA90 out of 100, Very strong$126.3M23.4%0.57%vs
Eagle Louisiana Federal Credit UnionCredit union Baton Rouge, LA72 out of 100, Strong$126.4M11.9%0.58%vs
Cenla Federal Credit UnionCredit union Alexandria, LA96 out of 100, Very strong$132.2M21.7%0.09%vs
Kraftman Federal Credit UnionCredit union Bastrop, LA78 out of 100, Strong$141.8M14.6%0.97%vs
Heart of Louisiana Federal Credit UnionCredit union Pineville, LA84 out of 100, Strong$143.2M16.7%0.35%vs
Xplore Federal Credit UnionCredit union Metairie, LA67 out of 100, Moderate$147.1M12.0%0.38%vs

Deposit insurance

Is my money safe at Ascension Credit Union?

Yes. Ascension Credit Union is a federally insured credit union (NCUA charter #62018). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.8% of shares and deposits ($1.7M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.23%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

4 locations

Branches

Ascension Credit Union lists 4 offices in 4 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Ascension Credit Union reported 0 home-loan applications under HMDA (LEI 549300HLF6R48Z1V4F56): 0 originated ($0 total), 0 denied, and 0 withdrawn or closed by the applicant.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Ascension Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
62018
RSSD ID
741590
Primary regulator
State + NCUA
Established
1974
Headquarters
Po Box 248, Gonzales, LA 70707
Employees
38

Quick answers

Ascension Credit Union: common questions

Is Ascension Credit Union NCUA insured?

Yes. Ascension Credit Union is a federally insured credit union (NCUA charter #62018). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Ascension Credit Union's TellerScore?

68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Ascension Credit Union have?

4 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Gonzales

InstitutionScoreAssetsCapitalProblem loansCompare
Baton Rouge City Parish Emp Federal Credit UnionCredit union Baton Rouge, LA96 out of 100, Very strong$58.2M22.0%0.33%vs
Baton Rouge Fire Department Federal Credit UnionCredit union Baton Rouge, LA92 out of 100, Very strong$82.1M22.0%0.52%vs
Nucor Employee'S Credit UnionCredit union Florence, SC91 out of 100, Very strong$68.2M19.7%0.61%vs
South Louisiana BankBank Houma, LA91 out of 100, Very strong$659.8M15.3%0.45%vs
Department of Corrections Credit UnionCredit union Baton Rouge, LA90 out of 100, Very strong$126.3M23.4%0.57%vs
Gp Louisiana Federal Credit UnionCredit union Zachary, LA88 out of 100, Very strong$66.2M17.0%0.80%vs