Side-by-side · Q2 2026 data
Kraftman Federal Credit Union vs Cenla Federal Credit Union
Metric by metric
| Measure | Kraftman Federal Credit Union | Cenla Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 96 (stronger) |
| Capital cushion | 96 | 100 (stronger) |
| Loan quality | 68 | 97 (stronger) |
| Earnings | 36 | 85 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 74th | 99th |
| Total assets | $141.8M | $132.2M |
| Deposits / shares | $125.7M | $103.6M |
| Capital ratio | 14.60% | 21.71% (stronger) |
| Problem loans | 0.97% | 0.09% (stronger) |
| Net charge-offs | 0.12% (stronger) | 0.27% |
| Return on assets | 0.41% | 1.63% (stronger) |
| Loans ÷ deposits | 37.6% (stronger) | 39.6% |
| Uninsured deposits | 7.4% | 1.0% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cenla Federal Credit Union has the higher TellerScore (96 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Kraftman Federal Credit Union leads on 2 and Cenla Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.