Side-by-side · Q2 2026 data
Kraftman Federal Credit Union vs Ouachita Valley Federal Credit Union
Credit union
Ouachita Valley Federal Credit Union
West Monroe, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Kraftman Federal Credit Union | Ouachita Valley Federal Credit Union |
|---|---|---|
| TellerScore | 78 | 80 (stronger) |
| Capital cushion | 96 (stronger) | 81 |
| Loan quality | 68 | 74 (stronger) |
| Earnings | 36 | 75 (stronger) |
| Funding & liquidity | 100 (stronger) | 88 |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 74th | 78th |
| Total assets | $141.8M | $464.1M |
| Deposits / shares | $125.7M | $420.9M |
| Capital ratio | 14.60% (stronger) | 13.12% |
| Problem loans | 0.97% | 0.78% (stronger) |
| Net charge-offs | 0.12% (stronger) | 0.68% |
| Return on assets | 0.41% | 1.37% (stronger) |
| Loans ÷ deposits | 37.6% (stronger) | 71.8% |
| Uninsured deposits | 7.4% (stronger) | 8.5% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 42.5% |
Ouachita Valley Federal Credit Union has the higher TellerScore (80 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Kraftman Federal Credit Union leads on 4 and Ouachita Valley Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.