Side-by-side · Q2 2026 data
Kraftman Federal Credit Union vs Southwest Louisiana Credit Union
Credit union
Southwest Louisiana Credit Union
Lake Charles, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Kraftman Federal Credit Union | Southwest Louisiana Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 70 |
| Capital cushion | 96 | 100 (stronger) |
| Loan quality | 68 (stronger) | 52 |
| Earnings | 36 | 45 (stronger) |
| Funding & liquidity | 100 (stronger) | 63 |
| Problem-loan coverage | 96 (stronger) | 84 |
| Peer percentile | 74th | 51st |
| Total assets | $141.8M | $182.6M |
| Deposits / shares | $125.7M | $154.4M |
| Capital ratio | 14.60% | 15.84% (stronger) |
| Problem loans | 0.97% (stronger) | 1.45% |
| Net charge-offs | 0.12% (stronger) | 0.81% |
| Return on assets | 0.41% | 0.61% (stronger) |
| Loans ÷ deposits | 37.6% (stronger) | 97.5% |
| Uninsured deposits | 7.4% | 3.3% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 24.5% |
Kraftman Federal Credit Union has the higher TellerScore (78 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Kraftman Federal Credit Union leads on 4 and Southwest Louisiana Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.