Side-by-side · Q2 2026 data
Kraftman Federal Credit Union vs Timberline Federal Credit Union
Credit union
Timberline Federal Credit Union
Crossett, Arkansas · Under $100 million in assets
Metric by metric
| Measure | Kraftman Federal Credit Union | Timberline Federal Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 59 |
| Capital cushion | 96 | 100 (stronger) |
| Loan quality | 68 (stronger) | 26 |
| Earnings | 36 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 96 (stronger) | 86 |
| Peer percentile | 74th | 20th |
| Total assets | $141.8M | $80.4M |
| Deposits / shares | $125.7M | $67.3M |
| Capital ratio | 14.60% | 19.61% (stronger) |
| Problem loans | 0.97% (stronger) | 2.22% |
| Net charge-offs | 0.12% (stronger) | 0.76% |
| Return on assets | 0.41% (stronger) | -0.61% |
| Loans ÷ deposits | 37.6% (stronger) | 68.1% |
| Uninsured deposits | 7.4% | 4.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Kraftman Federal Credit Union has the higher TellerScore (78 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Kraftman Federal Credit Union leads on 5 and Timberline Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.