Side-by-side · Q2 2026 data
Kraftsman Federal Credit Union vs Richmond Virginia Fire Police Credi Credit Union
Credit union
Richmond Virginia Fire Police Credi Credit Union
Richmond, Virginia · Under $100 million in assets
Metric by metric
| Measure | Kraftsman Federal Credit Union | Richmond Virginia Fire Police Credi Credit Union |
|---|---|---|
| TellerScore | 65 | 88 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 82 (stronger) |
| Earnings | 52 | 74 (stronger) |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 30th | 85th |
| Total assets | $4.8M | $21.2M |
| Deposits / shares | $3.4M | $17.6M |
| Capital ratio | 29.17% (stronger) | 15.43% |
| Problem loans | 4.57% | 0.55% (stronger) |
| Net charge-offs | -0.70% (stronger) | -0.26% |
| Return on assets | 0.81% | 1.36% (stronger) |
| Loans ÷ deposits | 34.0% (stronger) | 62.5% |
| Uninsured deposits | 1.2% (stronger) | 21.6% |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Richmond Virginia Fire Police Credi Credit Union has the higher TellerScore (88 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Kraftsman Federal Credit Union leads on 4 and Richmond Virginia Fire Police Credi Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.