Side-by-side · Q2 2026 data
Kue Federal Credit Union vs Transcend Credit Union
Metric by metric
| Measure | Kue Federal Credit Union | Transcend Credit Union |
|---|---|---|
| TellerScore | 76 | 83 (stronger) |
| Capital cushion | 99 (stronger) | 84 |
| Loan quality | 45 | 96 (stronger) |
| Earnings | 55 | 68 (stronger) |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 54th | 83rd |
| Total assets | $56.1M | $588.3M |
| Deposits / shares | $48.0M | $473.2M |
| Capital ratio | 14.94% (stronger) | 13.37% |
| Problem loans | 1.65% | 0.13% (stronger) |
| Net charge-offs | 0.05% (stronger) | 0.18% |
| Return on assets | 0.88% | 1.19% (stronger) |
| Loans ÷ deposits | 46.7% (stronger) | 91.0% |
| Uninsured deposits | 3.5% (stronger) | 9.8% |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Transcend Credit Union has the higher TellerScore (83 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Kue Federal Credit Union leads on 4 and Transcend Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.