TellerScore

Kue Federal Credit Union is a federal credit union headquartered in Lexington, Kentucky, in business for about 50 years. At the end of Q2 2026 it reported $56.1M in total assets and $48.0M in member shares and deposits, with 1 office.

Kue Federal Credit Union has a TellerScore of 76 out of 100 (strong) based on Q2 2026 data — higher than 54% of its 2,479 credit unions with under $100 million in assets. Among 51 credit unions headquartered in Kentucky, it ranks 18th. Funding & liquidity contributes the most (100/100, 47% loans-to-deposits, 3% uninsured); loan quality contributes the least (45/100, 1.65%).

TellerScore · Q2 2026

Scorecard

Capital cushion99/100
Net worth ratio: 14.94%
Loan quality45/100
Loans 60+ days delinquent ÷ total loans: 1.65%
Earnings55/100
Return on assets (annualized): 0.88%
Funding & liquidity100/100
Loans ÷ shares: 46.7% · 3.5% uninsured
Problem-loan coverage91/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.48%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (75 → 76).

TellerScore
717680Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202476
Q3 202474
Q4 202471
Q1 202573
Q2 202575
Q3 202580
Q4 202578
Q1 202678
Q2 202676
Net worth ratio
7.00%10.97%14.94%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.02%
Q3 202414.32%
Q4 202414.41%
Q1 202514.44%
Q2 202514.54%
Q3 202514.61%
Q4 202514.81%
Q1 202614.84%
Q2 202614.94%
Delinquent loans (60+ days)
1.00%1.44%1.87%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.08%
Q3 20241.51%
Q4 20241.87%
Q1 20251.64%
Q2 20251.44%
Q3 20251.00%
Q4 20251.23%
Q1 20261.42%
Q2 20261.65%
Return on assets
0.58%0.77%0.95%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.58%
Q3 20240.66%
Q4 20240.63%
Q1 20250.65%
Q2 20250.66%
Q3 20250.70%
Q4 20250.65%
Q1 20260.95%
Q2 20260.88%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202676$56.1M14.94%1.65%0.88%46.7%
Q1 202678$55.6M14.84%1.42%0.95%46.6%
Q4 202578$53.9M14.81%1.23%0.65%50.8%
Q3 202580$54.8M14.61%1.00%0.70%45.3%
Q2 202575$54.4M14.54%1.44%0.66%42.1%
Q1 202573$54.6M14.44%1.64%0.65%41.0%
Q4 202471$53.0M14.41%1.87%0.63%42.0%
Q3 202474$52.8M14.32%1.51%0.66%41.6%
Q2 202476$53.4M14.02%1.08%0.58%38.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.94%
54th
Problem loans1.65%
26th
Net charge-offs0.05%
63rd
Return on assets0.88%
62nd
Loans to deposits46.7%
69th
Uninsured deposits3.5%
32nd
Loan-loss reserves0.00%
37th
Texas ratio4.5%
32nd

Similar-size credit unions in Kentucky

InstitutionScoreAssetsCapitalProblem loansCompare
Kemba Louisville Credit UnionCredit union Louisville, KY65 out of 100, Moderate$59.3M20.8%2.72%vs
Green River Area Federal Credit UnionCredit union Owensboro, KY89 out of 100, Very strong$60.3M20.7%0.53%vs
Metro Plus Credit UnionCredit union Lexington, KY76 out of 100, Strong$50.9M13.1%0.40%vs
Louisville Gas and Electric Company Credit UnionCredit union Louisville, KY82 out of 100, Strong$50.4M15.5%0.87%vs
Morehead Community Federal Credit UnionCredit union Morehead, KY88 out of 100, Very strong$65.1M13.5%0.50%vs
Northern Kentucky Federal Credit UnionCredit union Highland Height, KY91 out of 100, Very strong$43.1M14.0%0.29%vs

Deposit insurance

Is my money safe at Kue Federal Credit Union?

Yes. Kue Federal Credit Union is a federally insured credit union (NCUA charter #22478). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.5% of shares and deposits ($1.7M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.94%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Kue Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Kue Federal Credit Union
Type
Federal credit union
NCUA charter #
22478
RSSD ID
608684
Primary regulator
NCUA
Established
1976
Headquarters
1 Quality St, Lexington, KY 40507
Employees
5

Quick answers

Kue Federal Credit Union: common questions

Is Kue Federal Credit Union NCUA insured?

Yes. Kue Federal Credit Union is a federally insured credit union (NCUA charter #22478). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Kue Federal Credit Union's TellerScore?

76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Kue Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Lexington

InstitutionScoreAssetsCapitalProblem loansCompare
The Health & Education Federal Credit UnionCredit union Lexington, KY97 out of 100, Very strong$125.8M17.7%0.23%vs
Republic Bank & Trust CompanyBank Louisville, KY84 out of 100, Strong$7.1B14.8%0.56%vs
Whitaker BankBank Lexington, KY84 out of 100, Strong$1.9B12.9%0.21%vs
Guardian Savings BankBank West Chester, OH83 out of 100, Strong$1.4B11.4%0.20%vs
Transcend Credit UnionCredit union Louisville, KY83 out of 100, Strong$588.3M13.4%0.13%vs
Community Trust Bank, Inc.Bank Pikeville, KY80 out of 100, Strong$6.9B13.4%0.58%vs