Side-by-side · Q2 2026 data
L. A. Electrical Workers Credit Un. Credit Union vs First City Credit Union
Credit union
L. A. Electrical Workers Credit Un. Credit Union
Pasadena, California · Under $100 million in assets
Metric by metric
| Measure | L. A. Electrical Workers Credit Un. Credit Union | First City Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 85 |
| Loan quality | 97 (stronger) | 81 |
| Earnings | 46 (stronger) | 38 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 85th | 74th |
| Total assets | $54.8M | $948.5M |
| Deposits / shares | $44.9M | $816.2M |
| Capital ratio | 19.76% (stronger) | 13.52% |
| Problem loans | 0.08% (stronger) | 0.58% |
| Net charge-offs | -0.05% (stronger) | 0.65% |
| Return on assets | 0.64% (stronger) | 0.44% |
| Loans ÷ deposits | 26.2% (stronger) | 57.0% |
| Uninsured deposits | 1.3% (stronger) | 11.5% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
L. A. Electrical Workers Credit Un. Credit Union has the higher TellerScore (88 vs 78). On the 7 directional measures above (where higher or lower is clearly better), L. A. Electrical Workers Credit Un. Credit Union leads on 7 and First City Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.