Side-by-side · Q2 2026 data
L. A. Electrical Workers Credit Un. Credit Union vs Wescom Central Credit Union
Credit union
L. A. Electrical Workers Credit Un. Credit Union
Pasadena, California · Under $100 million in assets
Metric by metric
| Measure | L. A. Electrical Workers Credit Un. Credit Union | Wescom Central Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 59 |
| Capital cushion | 100 (stronger) | 29 |
| Loan quality | 97 (stronger) | 86 |
| Earnings | 46 (stronger) | 39 |
| Funding & liquidity | 100 (stronger) | 80 |
| Problem-loan coverage | 100 (stronger) | 94 |
| Peer percentile | 85th | 22nd |
| Total assets | $54.8M | $6.6B |
| Deposits / shares | $44.9M | $4.3B |
| Capital ratio | 19.76% (stronger) | 7.90% |
| Problem loans | 0.08% (stronger) | 0.43% |
| Net charge-offs | -0.05% (stronger) | 0.39% |
| Return on assets | 0.64% (stronger) | 0.47% |
| Loans ÷ deposits | 26.2% (stronger) | 80.7% |
| Uninsured deposits | 1.3% (stronger) | 6.2% |
| Offices | 1 | 32 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 32.0% |
L. A. Electrical Workers Credit Un. Credit Union has the higher TellerScore (88 vs 59). On the 7 directional measures above (where higher or lower is clearly better), L. A. Electrical Workers Credit Un. Credit Union leads on 7 and Wescom Central Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.