Side-by-side · Q2 2026 data
L.A. Healthcare Federal Credit Union vs Mid-Cities Credit Union
Credit union
L.A. Healthcare Federal Credit Union
Los Angeles, California · Under $100 million in assets
Metric by metric
| Measure | L.A. Healthcare Federal Credit Union | Mid-Cities Credit Union |
|---|---|---|
| TellerScore | 53 | 54 (stronger) |
| Capital cushion | 33 (stronger) | 21 |
| Loan quality | 69 | 77 (stronger) |
| Earnings | 8 | 21 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 12th | 13th |
| Total assets | $14.9M | $16.0M |
| Deposits / shares | $13.6M | $14.6M |
| Capital ratio | 8.32% (stronger) | 7.11% |
| Problem loans | 0.92% | 0.69% (stronger) |
| Net charge-offs | 0.87% (stronger) | 1.73% |
| Return on assets | -0.31% | 0.01% (stronger) |
| Loans ÷ deposits | 36.1% | 35.7% (stronger) |
| Uninsured deposits | 1.1% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mid-Cities Credit Union has the higher TellerScore (54 vs 53). On the 7 directional measures above (where higher or lower is clearly better), L.A. Healthcare Federal Credit Union leads on 2 and Mid-Cities Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.