TellerScore

L.A. Healthcare Federal Credit Union is a federal credit union headquartered in Los Angeles, California, in business for about 62 years. At the end of Q2 2026 it reported $14.9M in total assets and $13.6M in member shares and deposits, with 2 offices.

Based on its Q2 2026 filing, L.A. Healthcare Federal Credit Union scores 53/100, which we describe as below average. That is higher than only 12% of 2,479 credit unions with under $100 million in assets. Among 238 credit unions headquartered in California, it ranks 215th. Its strongest component is funding & liquidity (100/100; 36% loans-to-deposits, 1% uninsured), and its lowest is earnings (8/100; -0.31%).

TellerScore · Q2 2026

Scorecard

Capital cushion33/100
Net worth ratio: 8.32%
Loan quality69/100
Loans 60+ days delinquent ÷ total loans: 0.92%
Earnings8/100
Return on assets (annualized): -0.31%
Funding & liquidity100/100
Loans ÷ shares: 36.1% · 1.1% uninsured
Problem-loan coverage93/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 3.63%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 4 points (57 → 53), mostly because the earnings component weakened by 13 points.

TellerScore
525761Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202456
Q3 202452
Q4 202455
Q1 202556
Q2 202557
Q3 202561
Q4 202555
Q1 202653
Q2 202653
Net worth ratio
7.00%7.89%8.78%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.56%
Q3 20248.55%
Q4 20248.78%
Q1 20258.36%
Q2 20258.45%
Q3 20258.58%
Q4 20258.19%
Q1 20268.36%
Q2 20268.32%
Delinquent loans (60+ days)
0.33%0.66%0.99%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.66%
Q3 20240.96%
Q4 20240.93%
Q1 20250.74%
Q2 20250.80%
Q3 20250.33%
Q4 20250.67%
Q1 20260.99%
Q2 20260.92%
Return on assets
-0.44%-0.21%0.02%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 2024-0.35%
Q3 2024-0.44%
Q4 2024-0.27%
Q1 2025-0.10%
Q2 20250.02%
Q3 2025-0.10%
Q4 2025-0.36%
Q1 2026-0.28%
Q2 2026-0.31%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202653$14.9M8.32%0.92%-0.31%36.1%
Q1 202653$15.0M8.36%0.99%-0.28%35.6%
Q4 202555$15.4M8.19%0.67%-0.36%37.9%
Q3 202561$15.2M8.58%0.33%-0.10%40.3%
Q2 202557$15.6M8.45%0.80%0.02%42.4%
Q1 202556$15.7M8.36%0.74%-0.10%44.7%
Q4 202455$15.0M8.78%0.93%-0.27%49.2%
Q3 202452$15.3M8.55%0.96%-0.44%43.3%
Q2 202456$15.5M8.56%0.66%-0.35%46.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.32%
5th
Problem loans0.92%
42nd
Net charge-offs0.87%
16th
Return on assets-0.31%
13th
Loans to deposits36.1%
83rd
Uninsured deposits1.1%
53rd
Loan-loss reserves0.00%
37th
Texas ratio3.6%
38th

Similar-size credit unions in California

InstitutionScoreAssetsCapitalProblem loansCompare
Northeast Community Federal Credit UnionCredit union San Francisco, CA100 out of 100, Very strong$15.2M32.6%0.00%vs
United Association Credit UnionCredit union Concord, CA80 out of 100, Strong$14.3M17.3%0.45%vs
Mid-Cities Credit UnionCredit union Compton, CA54 out of 100, Below average$16.0M7.1%0.69%vs
Atchison Village Credit UnionCredit union Richmond, CA51 out of 100, Below average$13.3M11.3%2.01%vs
Fontana Federal Credit UnionCredit union Fontana, CA56 out of 100, Moderate$17.5M8.6%1.06%vs
Espeeco Federal Credit UnionCredit union Bakersfield, CA50 out of 100, Below average$12.0M7.0%0.65%vs

Deposit insurance

Is my money safe at L.A. Healthcare Federal Credit Union?

Yes. L.A. Healthcare Federal Credit Union is a federally insured credit union (NCUA charter #16571). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.1% of shares and deposits ($147K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 8.32%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

L.A. Healthcare Federal Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
L.A. Healthcare Federal Credit Union
Type
Federal credit union
NCUA charter #
16571
RSSD ID
952882
Primary regulator
NCUA
Established
1964
Headquarters
Po Box 17159, Los Angeles, CA 90017
Employees
4

Quick answers

L.A. Healthcare Federal Credit Union: common questions

Is L.A. Healthcare Federal Credit Union NCUA insured?

Yes. L.A. Healthcare Federal Credit Union is a federally insured credit union (NCUA charter #16571). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is L.A. Healthcare Federal Credit Union's TellerScore?

53 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does L.A. Healthcare Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

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