Side-by-side · Q2 2026 data
L.A. Healthcare Federal Credit Union vs United Association Credit Union
Credit union
L.A. Healthcare Federal Credit Union
Los Angeles, California · Under $100 million in assets
Metric by metric
| Measure | L.A. Healthcare Federal Credit Union | United Association Credit Union |
|---|---|---|
| TellerScore | 53 | 80 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 69 | 85 (stronger) |
| Earnings | 8 | 21 (stronger) |
| Funding & liquidity | 100 (stronger) | 98 |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 12th | 65th |
| Total assets | $14.9M | $14.3M |
| Deposits / shares | $13.6M | $11.8M |
| Capital ratio | 8.32% | 17.30% (stronger) |
| Problem loans | 0.92% | 0.45% (stronger) |
| Net charge-offs | 0.87% | -0.02% (stronger) |
| Return on assets | -0.31% | 0.02% (stronger) |
| Loans ÷ deposits | 36.1% (stronger) | 62.3% |
| Uninsured deposits | 1.1% (stronger) | 1.7% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Association Credit Union has the higher TellerScore (80 vs 53). On the 7 directional measures above (where higher or lower is clearly better), L.A. Healthcare Federal Credit Union leads on 2 and United Association Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.