Side-by-side · Q2 2026 data
L C E Federal Credit Union vs Best Reward Federal Credit Union
Metric by metric
| Measure | L C E Federal Credit Union | Best Reward Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 76 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 82 (stronger) | 48 |
| Earnings | 59 (stronger) | 45 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 47th | 68th |
| Total assets | $74.3M | $163.4M |
| Deposits / shares | $67.9M | $119.4M |
| Capital ratio | 10.34% | 15.49% (stronger) |
| Problem loans | 0.54% (stronger) | 1.56% |
| Net charge-offs | 0.09% (stronger) | 0.74% |
| Return on assets | 0.97% (stronger) | 0.64% |
| Loans ÷ deposits | 50.3% | 23.0% (stronger) |
| Uninsured deposits | 5.1% | 2.2% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.2% | 40.5% |
Best Reward Federal Credit Union has the higher TellerScore (76 vs 73). On the 7 directional measures above (where higher or lower is clearly better), L C E Federal Credit Union leads on 3 and Best Reward Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.