Side-by-side · Q2 2026 data
L C E Federal Credit Union vs Champion Credit Union
Metric by metric
| Measure | L C E Federal Credit Union | Champion Credit Union |
|---|---|---|
| TellerScore | 73 | 73 |
| Capital cushion | 53 | 66 (stronger) |
| Loan quality | 82 (stronger) | 70 |
| Earnings | 59 (stronger) | 54 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 47th | 47th |
| Total assets | $74.3M | $74.1M |
| Deposits / shares | $67.9M | $65.2M |
| Capital ratio | 10.34% | 11.58% (stronger) |
| Problem loans | 0.54% (stronger) | 0.89% |
| Net charge-offs | 0.09% | -0.05% (stronger) |
| Return on assets | 0.97% (stronger) | 0.85% |
| Loans ÷ deposits | 50.3% | 38.6% (stronger) |
| Uninsured deposits | 5.1% | 2.9% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.2% | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), L C E Federal Credit Union leads on 2 and Champion Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.