Side-by-side · Q2 2026 data
L C E Federal Credit Union vs Lan-Fair Federal Credit Union
Metric by metric
| Measure | L C E Federal Credit Union | Lan-Fair Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 69 |
| Capital cushion | 53 (stronger) | 50 |
| Loan quality | 82 | 88 (stronger) |
| Earnings | 59 (stronger) | 36 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 47th | 38th |
| Total assets | $74.3M | $72.9M |
| Deposits / shares | $67.9M | $65.5M |
| Capital ratio | 10.34% (stronger) | 10.00% |
| Problem loans | 0.54% | 0.37% (stronger) |
| Net charge-offs | 0.09% | 0.02% (stronger) |
| Return on assets | 0.97% (stronger) | 0.39% |
| Loans ÷ deposits | 50.3% | 26.9% (stronger) |
| Uninsured deposits | 5.1% (stronger) | 8.7% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.2% | — |
L C E Federal Credit Union has the higher TellerScore (73 vs 69). On the 7 directional measures above (where higher or lower is clearly better), L C E Federal Credit Union leads on 4 and Lan-Fair Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.