Side-by-side · Q2 2026 data
L R F D Federal Credit Union vs Electric Cooperatives
Credit union
L R F D Federal Credit Union
Little Rock, Arkansas · Under $100 million in assets
Metric by metric
| Measure | L R F D Federal Credit Union | Electric Cooperatives |
|---|---|---|
| TellerScore | 59 | 94 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 97 (stronger) |
| Earnings | 57 | 77 (stronger) |
| Funding & liquidity | 82 | 94 (stronger) |
| Problem-loan coverage | 51 | 99 (stronger) |
| Peer percentile | 20th | 95th |
| Total assets | $18.4M | $18.6M |
| Deposits / shares | $15.0M | $15.8M |
| Capital ratio | 17.76% (stronger) | 15.16% |
| Problem loans | 6.75% | 0.08% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.03% |
| Return on assets | 0.93% | 1.43% (stronger) |
| Loans ÷ deposits | 78.6% | 66.5% (stronger) |
| Uninsured deposits | 0.3% (stronger) | 2.9% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Electric Cooperatives has the higher TellerScore (94 vs 59). On the 7 directional measures above (where higher or lower is clearly better), L R F D Federal Credit Union leads on 3 and Electric Cooperatives on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.