Side-by-side · Q2 2026 data
LA Porte Community Federal Credit Union vs Perfect Circle Credit Union
Credit union
LA Porte Community Federal Credit Union
La Porte, Indiana · Under $100 million in assets
Metric by metric
| Measure | LA Porte Community Federal Credit Union | Perfect Circle Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 65 |
| Capital cushion | 87 (stronger) | 78 |
| Loan quality | 47 (stronger) | 26 |
| Earnings | 56 | 56 |
| Funding & liquidity | 73 | 100 (stronger) |
| Problem-loan coverage | 80 | 86 (stronger) |
| Peer percentile | 36th | 30th |
| Total assets | $74.1M | $63.2M |
| Deposits / shares | $63.8M | $55.7M |
| Capital ratio | 13.69% (stronger) | 12.77% |
| Problem loans | 1.59% (stronger) | 2.21% |
| Net charge-offs | 0.59% | 0.42% (stronger) |
| Return on assets | 0.90% | 0.90% (stronger) |
| Loans ÷ deposits | 87.0% | 40.2% (stronger) |
| Uninsured deposits | 3.6% | 1.0% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
LA Porte Community Federal Credit Union has the higher TellerScore (68 vs 65). On the 7 directional measures above (where higher or lower is clearly better), LA Porte Community Federal Credit Union leads on 3 and Perfect Circle Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.