TellerScore

Headquartered in La Porte, Indiana, LA Porte Community Federal Credit Union is a federal credit union with $74.1M in total assets and $63.8M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1937.

Based on its Q2 2026 filing, LA Porte Community Federal Credit Union scores 68/100, which we describe as moderate. That is higher than only 36% of 2,479 credit unions with under $100 million in assets. Among 121 credit unions headquartered in Indiana, it ranks 78th. Its strongest component is capital cushion (87/100; 13.69%), and its lowest is loan quality (47/100; 1.59%).

TellerScore · Q2 2026

Scorecard

Capital cushion87/100
Net worth ratio: 13.69%
Loan quality47/100
Loans 60+ days delinquent ÷ total loans: 1.59%
Earnings56/100
Return on assets (annualized): 0.90%
Funding & liquidity73/100
Loans ÷ shares: 87.0% · 3.6% uninsured
Problem-loan coverage80/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 9.86%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 8 points (76 → 68), mostly because the earnings component weakened by 28 points.

TellerScore
667176Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202473
Q3 202468
Q4 202475
Q1 202575
Q2 202576
Q3 202576
Q4 202572
Q1 202666
Q2 202668
Net worth ratio
7.00%10.35%13.69%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.99%
Q3 202412.47%
Q4 202412.73%
Q1 202512.41%
Q2 202513.28%
Q3 202513.54%
Q4 202513.08%
Q1 202613.23%
Q2 202613.69%
Delinquent loans (60+ days)
0.69%1.17%1.66%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.69%
Q3 20241.37%
Q4 20240.73%
Q1 20250.79%
Q2 20251.13%
Q3 20251.09%
Q4 20251.15%
Q1 20261.66%
Q2 20261.59%
Return on assets
0.90%1.25%1.60%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.90%
Q3 20241.06%
Q4 20241.12%
Q1 20251.25%
Q2 20251.60%
Q3 20251.53%
Q4 20251.19%
Q1 20260.92%
Q2 20260.90%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202668$74.1M13.69%1.59%0.90%87.0%
Q1 202666$75.5M13.23%1.66%0.92%87.4%
Q4 202572$75.0M13.08%1.15%1.19%92.5%
Q3 202576$72.0M13.54%1.09%1.53%98.1%
Q2 202576$71.5M13.28%1.13%1.60%94.3%
Q1 202575$73.7M12.41%0.79%1.25%86.1%
Q4 202475$70.1M12.73%0.73%1.12%87.0%
Q3 202468$69.7M12.47%1.37%1.06%85.7%
Q2 202473$70.5M11.99%0.69%0.90%80.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.69%
44th
Problem loans1.59%
27th
Net charge-offs0.59%
24th
Return on assets0.90%
63rd
Loans to deposits87.0%
12th
Uninsured deposits3.6%
30th
Loan-loss reserves0.00%
37th
Texas ratio9.9%
14th

Similar-size credit unions in Indiana

InstitutionScoreAssetsCapitalProblem loansCompare
Harvester Financial Credit UnionCredit union Indianapolis, IN50 out of 100, Below average$79.5M9.3%1.36%vs
Kemba Indianapolis Credit UnionCredit union Indianapolis, IN82 out of 100, Strong$82.3M16.0%1.04%vs
One Vision Federal Credit UnionCredit union Clarksville, IN77 out of 100, Strong$65.2M12.8%0.67%vs
South Bend Firefighters Federal Credit UnionCredit union South Bend, IN82 out of 100, Strong$64.3M23.6%1.07%vs
Perfect Circle Credit UnionCredit union Hagerstown, IN65 out of 100, Moderate$63.2M12.8%2.21%vs
Public Service #3 Credit UnionCredit union Fort Wayne, IN71 out of 100, Strong$86.9M11.7%0.89%vs

Deposit insurance

Is my money safe at LA Porte Community Federal Credit Union?

Yes. LA Porte Community Federal Credit Union is a federally insured credit union (NCUA charter #2051). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.6% of shares and deposits ($2.3M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.69%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

LA Porte Community Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
LA Porte Community Federal Credit Union
Type
Federal credit union
NCUA charter #
2051
RSSD ID
25179
Primary regulator
NCUA
Established
1937
Headquarters
1800 E Lincolnway, La Porte, IN 46350
Employees
25

Quick answers

LA Porte Community Federal Credit Union: common questions

Is LA Porte Community Federal Credit Union NCUA insured?

Yes. LA Porte Community Federal Credit Union is a federally insured credit union (NCUA charter #2051). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is LA Porte Community Federal Credit Union's TellerScore?

68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does LA Porte Community Federal Credit Union have?

1 office as of the latest NCUA data.