Side-by-side · Q2 2026 data
Lafayette Federal Credit Union vs Andrews Federal Credit Union
Credit union
Lafayette Federal Credit Union
Rockville, Maryland · $1 billion – $10 billion
Metric by metric
| Measure | Lafayette Federal Credit Union | Andrews Federal Credit Union |
|---|---|---|
| TellerScore | 53 | 53 |
| Capital cushion | 74 (stronger) | 56 |
| Loan quality | 22 | 50 (stronger) |
| Earnings | 24 | 36 (stronger) |
| Funding & liquidity | 85 (stronger) | 58 |
| Problem-loan coverage | 82 (stronger) | 77 |
| Peer percentile | 10th | 10th |
| Total assets | $2.1B | $2.7B |
| Deposits / shares | $1.8B | $2.0B |
| Capital ratio | 12.44% (stronger) | 10.62% |
| Problem loans | 2.33% | 1.51% (stronger) |
| Net charge-offs | 4.37% | 0.33% (stronger) |
| Return on assets | 0.11% | 0.41% (stronger) |
| Loans ÷ deposits | 54.2% (stronger) | 102.3% |
| Uninsured deposits | 28.3% | 10.4% (stronger) |
| Offices | 8 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.7% | 11.7% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Lafayette Federal Credit Union leads on 2 and Andrews Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.