Side-by-side · Q2 2026 data
Lafayette Federal Credit Union vs Angelina County Teachers Credit Union
Credit union
Lafayette Federal Credit Union
Rockville, Maryland · $1 billion – $10 billion
Credit union
Angelina County Teachers Credit Union
Lufkin, Texas · Under $100 million in assets
Metric by metric
| Measure | Lafayette Federal Credit Union | Angelina County Teachers Credit Union |
|---|---|---|
| TellerScore | 53 | 100 (stronger) |
| Capital cushion | 74 | 100 (stronger) |
| Loan quality | 22 | 99 (stronger) |
| Earnings | 24 | 100 (stronger) |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 82 | 100 (stronger) |
| Peer percentile | 10th | 100th |
| Total assets | $2.1B | $12.9M |
| Deposits / shares | $1.8B | $10.5M |
| Capital ratio | 12.44% | 18.38% (stronger) |
| Problem loans | 2.33% | 0.04% (stronger) |
| Net charge-offs | 4.37% | 0.20% (stronger) |
| Return on assets | 0.11% | 2.33% (stronger) |
| Loans ÷ deposits | 54.2% | 36.6% (stronger) |
| Uninsured deposits | 28.3% | 4.9% (stronger) |
| Offices | 8 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.7% | — |
Angelina County Teachers Credit Union has the higher TellerScore (100 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Lafayette Federal Credit Union leads on 0 and Angelina County Teachers Credit Union on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.