Side-by-side · Q2 2026 data
Lafcu Credit Union vs Pfcu Credit Union
Metric by metric
| Measure | Lafcu Credit Union | Pfcu Credit Union |
|---|---|---|
| TellerScore | 72 | 77 (stronger) |
| Capital cushion | 100 (stronger) | 63 |
| Loan quality | 59 | 88 (stronger) |
| Earnings | 33 | 66 (stronger) |
| Funding & liquidity | 78 | 87 (stronger) |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 66th | 71st |
| Total assets | $1.1B | $873.2M |
| Deposits / shares | $891.8M | $770.3M |
| Capital ratio | 20.67% (stronger) | 11.29% |
| Problem loans | 1.24% | 0.37% (stronger) |
| Net charge-offs | 1.00% | 0.44% (stronger) |
| Return on assets | 0.31% | 1.15% (stronger) |
| Loans ÷ deposits | 82.1% | 73.2% (stronger) |
| Uninsured deposits | 10.3% | 4.7% (stronger) |
| Offices | 10 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 11.7% | — |
Pfcu Credit Union has the higher TellerScore (77 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Lafcu Credit Union leads on 1 and Pfcu Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.