Side-by-side · Q2 2026 data
Lakeside Credit Union vs Collegedale Credit Union
Credit union
Lakeside Credit Union
New Johnsonvill, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Lakeside Credit Union | Collegedale Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 70 |
| Capital cushion | 100 (stronger) | 46 |
| Loan quality | 81 | 89 (stronger) |
| Earnings | 71 (stronger) | 53 |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 87th | 40th |
| Total assets | $44.7M | $44.6M |
| Deposits / shares | $37.0M | $40.2M |
| Capital ratio | 16.92% (stronger) | 9.57% |
| Problem loans | 0.56% | 0.32% (stronger) |
| Net charge-offs | 0.42% | 0.05% (stronger) |
| Return on assets | 1.29% (stronger) | 0.81% |
| Loans ÷ deposits | 58.3% (stronger) | 67.3% |
| Uninsured deposits | 8.5% | 2.9% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lakeside Credit Union has the higher TellerScore (89 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Lakeside Credit Union leads on 4 and Collegedale Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.