Side-by-side · Q2 2026 data
Lakeview Bank vs Toro Employees Federal Credit Union
Credit union
Toro Employees Federal Credit Union
Bloomington, Minnesota · Under $100 million in assets
Metric by metric
| Measure | Lakeview Bank | Toro Employees Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 84 (stronger) |
| Capital cushion | 39 | 95 (stronger) |
| Loan quality | 67 | 81 (stronger) |
| Earnings | 65 | 73 (stronger) |
| Funding & liquidity | 51 | 72 (stronger) |
| Problem-loan coverage | 84 | 94 (stronger) |
| Peer percentile | 16th | 75th |
| Total assets | $218.3M | $41.5M |
| Deposits / shares | $195.8M | $34.9M |
| Capital ratio | 8.91% | 14.46% (stronger) |
| Problem loans | 1.00% | 0.56% (stronger) |
| Net charge-offs | 0.50% | 0.30% (stronger) |
| Return on assets | 1.12% | 1.34% (stronger) |
| Loans ÷ deposits | 76.1% (stronger) | 88.0% |
| Uninsured deposits | 44.8% | 4.1% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.9% | — |
Toro Employees Federal Credit Union has the higher TellerScore (84 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Lakeview Bank leads on 1 and Toro Employees Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.