Side-by-side · Q2 2026 data
Lakewood Credit Union vs Athens Area Credit Union
Metric by metric
| Measure | Lakewood Credit Union | Athens Area Credit Union |
|---|---|---|
| TellerScore | 47 | 84 (stronger) |
| Capital cushion | 59 | 84 (stronger) |
| Loan quality | 36 | 79 (stronger) |
| Earnings | 3 | 70 (stronger) |
| Funding & liquidity | 78 | 100 (stronger) |
| Problem-loan coverage | 75 | 97 (stronger) |
| Peer percentile | 7th | 75th |
| Total assets | $16.0M | $49.9M |
| Deposits / shares | $14.2M | $42.9M |
| Capital ratio | 10.92% | 13.35% (stronger) |
| Problem loans | 1.91% | 0.63% (stronger) |
| Net charge-offs | 0.30% | 0.04% (stronger) |
| Return on assets | -0.42% | 1.25% (stronger) |
| Loans ÷ deposits | 82.2% | 40.7% (stronger) |
| Uninsured deposits | 1.9% (stronger) | 2.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Athens Area Credit Union has the higher TellerScore (84 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Lakewood Credit Union leads on 1 and Athens Area Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.