Side-by-side · Q2 2026 data
Lamar National Bank vs Fannin Federal Credit Union
Metric by metric
| Measure | Lamar National Bank | Fannin Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 94 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 95 (stronger) | 80 |
| Earnings | 49 | 100 (stronger) |
| Funding & liquidity | 90 | 97 (stronger) |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 53rd | 95th |
| Total assets | $375.9M | $80.9M |
| Deposits / shares | $335.9M | $64.3M |
| Capital ratio | 10.64% | 20.21% (stronger) |
| Problem loans | 0.15% (stronger) | 0.61% |
| Net charge-offs | 0.05% (stronger) | 0.21% |
| Return on assets | 0.73% | 2.39% (stronger) |
| Loans ÷ deposits | 64.9% | 62.8% (stronger) |
| Uninsured deposits | 19.5% | 5.1% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.2% | — |
Fannin Federal Credit Union has the higher TellerScore (94 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Lamar National Bank leads on 2 and Fannin Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.