Side-by-side · Q2 2026 data
Lamar National Bank vs The MINT National Bank
Metric by metric
| Measure | Lamar National Bank | The MINT National Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 61 |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 95 (stronger) | 7 |
| Earnings | 49 | 78 (stronger) |
| Funding & liquidity | 90 (stronger) | 52 |
| Problem-loan coverage | 95 (stronger) | 57 |
| Peer percentile | 53rd | 20th |
| Total assets | $375.9M | $388.9M |
| Deposits / shares | $335.9M | $306.5M |
| Capital ratio | 10.64% | 18.35% (stronger) |
| Problem loans | 0.15% (stronger) | 2.78% |
| Net charge-offs | 0.05% | -0.01% (stronger) |
| Return on assets | 0.73% | 1.44% (stronger) |
| Loans ÷ deposits | 64.9% (stronger) | 100.8% |
| Uninsured deposits | 19.5% (stronger) | 21.8% |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.2% | — |
Lamar National Bank has the higher TellerScore (73 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Lamar National Bank leads on 4 and The MINT National Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.