Side-by-side · Q2 2026 data
Lan-Fair Federal Credit Union vs Homeland Credit Union
Metric by metric
| Measure | Lan-Fair Federal Credit Union | Homeland Credit Union |
|---|---|---|
| TellerScore | 69 | 82 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 88 (stronger) | 63 |
| Earnings | 36 | 57 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 38th | 82nd |
| Total assets | $72.9M | $624.2M |
| Deposits / shares | $65.5M | $547.3M |
| Capital ratio | 10.00% | 15.79% (stronger) |
| Problem loans | 0.37% (stronger) | 1.10% |
| Net charge-offs | 0.02% (stronger) | 0.89% |
| Return on assets | 0.39% | 0.93% (stronger) |
| Loans ÷ deposits | 26.9% (stronger) | 30.5% |
| Uninsured deposits | 8.7% | 7.6% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 33.3% |
Homeland Credit Union has the higher TellerScore (82 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Lan-Fair Federal Credit Union leads on 3 and Homeland Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.