Side-by-side · Q2 2026 data
Lancaster Red Rose Credit Union vs Reading Berks School Employees Credit Union
Credit union
Lancaster Red Rose Credit Union
Leola, Pennsylvania · Under $100 million in assets
Credit union
Reading Berks School Employees Credit Union
Reading, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Lancaster Red Rose Credit Union | Reading Berks School Employees Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 77 |
| Capital cushion | 99 | 100 (stronger) |
| Loan quality | 80 (stronger) | 64 |
| Earnings | 88 (stronger) | 33 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 92nd | 57th |
| Total assets | $54.8M | $13.2M |
| Deposits / shares | $46.5M | $11.0M |
| Capital ratio | 14.90% | 16.60% (stronger) |
| Problem loans | 0.61% (stronger) | 1.07% |
| Net charge-offs | 0.09% | 0.04% (stronger) |
| Return on assets | 1.71% (stronger) | 0.32% |
| Loans ÷ deposits | 51.6% | 50.8% (stronger) |
| Uninsured deposits | 3.2% | 1.2% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Lancaster Red Rose Credit Union has the higher TellerScore (92 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Lancaster Red Rose Credit Union leads on 3 and Reading Berks School Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.