TellerScore

Lancaster Red Rose Credit Union (NCUA charter #60113) is based in Leola, Pennsylvania. Its Q2 2026 call report shows $54.8M in total assets and $46.5M in member shares and deposits and 2 offices.

Lancaster Red Rose Credit Union has a TellerScore of 92 out of 100 (very strong) based on Q2 2026 data — higher than 92% of its 2,479 credit unions with under $100 million in assets. Among 269 credit unions headquartered in Pennsylvania, it ranks 27th. Funding & liquidity contributes the most (100/100, 52% loans-to-deposits, 3% uninsured); loan quality contributes the least (80/100, 0.61%).

TellerScore · Q2 2026

Scorecard

Capital cushion99/100
Net worth ratio: 14.90%
Loan quality80/100
Loans 60+ days delinquent ÷ total loans: 0.61%
Earnings88/100
Return on assets (annualized): 1.71%
Funding & liquidity100/100
Loans ÷ shares: 51.6% · 3.2% uninsured
Problem-loan coverage96/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.79%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (88 → 92), mostly because the capital cushion component improved by 15 points.

TellerScore
808793Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202484
Q3 202480
Q4 202487
Q1 202582
Q2 202588
Q3 202589
Q4 202590
Q1 202693
Q2 202692
Net worth ratio
7.00%10.95%14.90%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.95%
Q3 202412.84%
Q4 202412.82%
Q1 202512.96%
Q2 202513.35%
Q3 202514.25%
Q4 202514.34%
Q1 202614.62%
Q2 202614.90%
Delinquent loans (60+ days)
0.36%0.93%1.49%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.71%
Q3 20241.49%
Q4 20240.69%
Q1 20250.50%
Q2 20250.62%
Q3 20250.95%
Q4 20250.90%
Q1 20260.36%
Q2 20260.61%
Return on assets
1.11%1.74%2.37%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.87%
Q3 20241.94%
Q4 20242.02%
Q1 20251.11%
Q2 20251.76%
Q3 20252.37%
Q4 20252.30%
Q1 20261.66%
Q2 20261.71%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202692$54.8M14.90%0.61%1.71%51.6%
Q1 202693$54.2M14.62%0.36%1.66%49.8%
Q4 202590$53.7M14.34%0.90%2.30%49.9%
Q3 202589$53.6M14.25%0.95%2.37%46.4%
Q2 202588$53.7M13.35%0.62%1.76%43.5%
Q1 202582$52.8M12.96%0.50%1.11%38.9%
Q4 202487$52.2M12.82%0.69%2.02%38.7%
Q3 202480$51.6M12.84%1.49%1.94%38.0%
Q2 202484$53.4M11.95%0.71%1.87%33.8%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.90%
53rd
Problem loans0.61%
54th
Net charge-offs0.09%
59th
Return on assets1.71%
90th
Loans to deposits51.6%
61st
Uninsured deposits3.2%
35th
Loan-loss reserves0.00%
37th
Texas ratio1.8%
55th

Similar-size credit unions in Pennsylvania

InstitutionScoreAssetsCapitalProblem loansCompare
Glatco Credit UnionCredit union Spring Grove, PA90 out of 100, Very strong$54.1M16.2%0.79%vs
Penn Federal Credit UnionCredit union Philadelphia, PA71 out of 100, Strong$54.1M24.8%2.02%vs
Forge Federal Credit UnionCredit union Upper Darby, PA82 out of 100, Strong$55.9M20.5%1.83%vs
Elliott Community Federal Credit UnionCredit union Jeannette, PA86 out of 100, Very strong$53.7M15.2%0.38%vs
Moonlight Federal Credit UnionCredit union Worthington, PA94 out of 100, Very strong$53.6M17.9%0.06%vs
Pittsburgh City Hall Employees Federal Credit UnionCredit union Pittsburgh, PA54 out of 100, Below average$55.9M9.1%1.18%vs

Deposit insurance

Is my money safe at Lancaster Red Rose Credit Union?

Yes. Lancaster Red Rose Credit Union is a federally insured credit union (NCUA charter #60113). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 3.2% of shares and deposits ($1.5M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.90%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Lancaster Red Rose Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Lancaster Red Rose Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
60113
RSSD ID
492995
Primary regulator
State + NCUA
Established
1948
Headquarters
Pa Box 629, Leola, PA 17540
Employees
8

Quick answers

Lancaster Red Rose Credit Union: common questions

Is Lancaster Red Rose Credit Union NCUA insured?

Yes. Lancaster Red Rose Credit Union is a federally insured credit union (NCUA charter #60113). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Lancaster Red Rose Credit Union's TellerScore?

92 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Lancaster Red Rose Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Leola

InstitutionScoreAssetsCapitalProblem loansCompare
Members 1st Federal Credit UnionCredit union Enola, PA88 out of 100, Very strong$8.7B15.1%0.73%vs
Pagoda Federal Credit UnionCredit union Reading, PA87 out of 100, Very strong$32.6M12.0%0.31%vs
Pennsylvania State Employees Credit UnionCredit union Harrisburg, PA80 out of 100, Strong$9.7B11.8%0.75%vs
ACNB BankBank Gettysburg, PA77 out of 100, Strong$3.3B11.2%0.40%vs
Utilities Employees Credit UnionCredit union Reading, PA77 out of 100, Strong$1.5B15.7%1.26%vs
Reading Berks School Employees Credit UnionCredit union Reading, PA77 out of 100, Strong$13.2M16.6%1.07%vs