Side-by-side · Q2 2026 data
Lanco Federal Credit Union vs Guthrie Community Federal Credit Union
Credit union
Guthrie Community Federal Credit Union
Sayre, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Lanco Federal Credit Union | Guthrie Community Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 72 (stronger) |
| Capital cushion | 62 (stronger) | 59 |
| Loan quality | 72 | 90 (stronger) |
| Earnings | 68 (stronger) | 37 |
| Funding & liquidity | 80 | 100 (stronger) |
| Problem-loan coverage | 89 | 97 (stronger) |
| Peer percentile | 54th | 57th |
| Total assets | $124.6M | $122.7M |
| Deposits / shares | $110.1M | $112.4M |
| Capital ratio | 11.19% (stronger) | 10.90% |
| Problem loans | 0.85% | 0.31% (stronger) |
| Net charge-offs | 0.13% (stronger) | 0.26% |
| Return on assets | 1.19% (stronger) | 0.42% |
| Loans ÷ deposits | 80.5% | 55.1% (stronger) |
| Uninsured deposits | 5.2% | 4.5% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.4% | — |
Guthrie Community Federal Credit Union has the higher TellerScore (72 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Lanco Federal Credit Union leads on 3 and Guthrie Community Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.