Side-by-side · Q2 2026 data
Lanco Federal Credit Union vs Lancaster Red Rose Credit Union
Credit union
Lancaster Red Rose Credit Union
Leola, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | Lanco Federal Credit Union | Lancaster Red Rose Credit Union |
|---|---|---|
| TellerScore | 71 | 92 (stronger) |
| Capital cushion | 62 | 99 (stronger) |
| Loan quality | 72 | 80 (stronger) |
| Earnings | 68 | 88 (stronger) |
| Funding & liquidity | 80 | 100 (stronger) |
| Problem-loan coverage | 89 | 96 (stronger) |
| Peer percentile | 54th | 92nd |
| Total assets | $124.6M | $54.8M |
| Deposits / shares | $110.1M | $46.5M |
| Capital ratio | 11.19% | 14.90% (stronger) |
| Problem loans | 0.85% | 0.61% (stronger) |
| Net charge-offs | 0.13% | 0.09% (stronger) |
| Return on assets | 1.19% | 1.71% (stronger) |
| Loans ÷ deposits | 80.5% | 51.6% (stronger) |
| Uninsured deposits | 5.2% | 3.2% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 19.4% | — |
Lancaster Red Rose Credit Union has the higher TellerScore (92 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Lanco Federal Credit Union leads on 0 and Lancaster Red Rose Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.