Side-by-side · Q2 2026 data
Langley Federal Credit Union vs Chartway Federal Credit Union
Credit union
Langley Federal Credit Union
Newport News, Virginia · $1 billion – $10 billion
Credit union
Chartway Federal Credit Union
Virginia Beach, Virginia · $1 billion – $10 billion
Metric by metric
| Measure | Langley Federal Credit Union | Chartway Federal Credit Union |
|---|---|---|
| TellerScore | 54 (stronger) | 50 |
| Capital cushion | 43 (stronger) | 34 |
| Loan quality | 56 | 62 (stronger) |
| Earnings | 51 (stronger) | 36 |
| Funding & liquidity | 65 | 66 (stronger) |
| Problem-loan coverage | 76 (stronger) | 75 |
| Peer percentile | 11th | 6th |
| Total assets | $5.6B | $3.2B |
| Deposits / shares | $4.8B | $2.9B |
| Capital ratio | 9.25% (stronger) | 8.37% |
| Problem loans | 1.32% | 1.15% (stronger) |
| Net charge-offs | 1.10% | 0.84% (stronger) |
| Return on assets | 0.76% (stronger) | 0.41% |
| Loans ÷ deposits | 95.1% | 94.7% (stronger) |
| Uninsured deposits | 9.7% | 9.5% (stronger) |
| Offices | 12 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 21.7% | 31.3% |
Langley Federal Credit Union has the higher TellerScore (54 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Langley Federal Credit Union leads on 3 and Chartway Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.